Surgery & Practice insurance you can trust
Surgery and Practice Insurance
You need to be aware of what should be insured:-
Buildings and/or tenants improvements – if you own the building or have a responsibility for insuring the building stated on your lease.
Contents – fixtures and fittings, displays and all furniture and equipment.
Stock.
Employer’s Liability – a legal requirement if you employ staff.
Public Liability – in case someone injures themselves on your premises.
Products Liability – if you produce anything.
Shop Front – including windows and blinds.
Goods in Transit – if you collect and/or deliver.
Vehicle – a legal requirement if used on a public road.
Fidelity – if your staff are placed in a position where they handle money or items belonging to someone else.
Use of Drugs – treatment risk and/or surgery
Legal Expenses – in case you are involved in an incident that requires legal advice or court action.
Cyber – see our separate section, but if you use computers you are vulnerable
The exact nature of the covers required will depend on the type of services that you offer.