Boat insurance you can trust
Being ‘on the water’ is a very enjoyable experience but owning your own boat is often quite a substantial investment and whether it is a yacht or a power cruiser it will require maintenance, depending on where it is used, for how much of the year it is ‘in commission’ and where you will keep the boat when it is not ‘in the water’?
There is no legal requirement for insurance if you own a boat. However there are a number of reasons to consider insurance:-
What happens if you injure someone with your boat?
What happens if you boat sinks?
If your boat is moored, what happens if it breaks its mooring and is subsequently wrecked?
What happens if your boat is in collision with another vessel?
What happens if your boat is damaged without you being aware until the damage becomes obvious?
If the boat has an outboard engine, what happens if that is stolen?
The premium required will depend on:-
Details of the vessel (length, beam, engine and construction)?
Where it will be used (Inland waterways, coastal waters, Channel ports England and Europe, etc)?
How long in commission?
Where stored when not in use?
Your own experience of owning/ handling a boat?
Any nautical training you may have had?
Legal Expenses just in case you ever require legal advice.
The job for Seaway is to make sure that you understand what is and what is not insured.
Wherever you travel.
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