General Business insurance you can trust
General Business Insurance
When running any business, you need to be aware of what should be insured:-
Buildings and/or tenants improvements – if you own the building or have a responsibility for insuring the building stated on your lease.
Contents – fixtures and fittings, displays and all furniture.
Stock, specifying any high risk stock.
Employer’s Liability – a legal requirement if you employ staff.
Public Liability – in case someone injures themselves on your premises.
Products Liability – if you produce anything.
Shop Front – including windows and blinds.
Goods in Transit – if you collect and/or deliver.
Vehicle – a legal requirement if used on a public road.
Fidelity – if your staff are placed in a position where they handle money or items belonging to someone else.
Legal Expenses – in case you are involved in an incident that requires legal advice or court action.
The exact nature of the covers required will depend on the use of the premises.
The job for Seaway is to make sure that you understand what is and what is not insured.
Cover for Directors & Officers.
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