Although many B & B establishments only seek guests during the main holiday season during the summer and therefore rely on normal household insurance cover, there is a general requirement for commercial insurance, in addition.
There can, also, be a requirement for insurance protection as an Employer, for any risk to the Public, both physically and for the meals offered. Therefore, in addition to the physical risk to the property itself, there may be a requirement for Employers Liability, Public Liability and Products Liability.
Our job at Seaway is to make sure that you understand what is and what is not covered.
For more information
on how we can help you with your insurance requirements